While everyone's busy teaching ChatGPT to write their emails, there's another AI that's actually writing checks. Sure, generative AI gets all the headlines (and deserves them), but predictive AI is over here quietly delivering 250-500% ROI in 4-6 months while generative projects are still asking for budget extensions. Think of it as the difference between having a creative writing assistant and a business oracle who can predict which customers will ghost you next quarter. Both are brilliant, but one pays the bills while the other dreams up tomorrow's possibilities. The smartest data leaders aren't choosing between them - they're using predictive AI's quick wins to fund their generative AI ambitions.